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Akulaku – Belanja, Cicilan, dan Bank Digital

Akulaku - home page
Akulaku landing page

What is Akulaku about?

Akulaku is a financial platform based in Indonesia that focuses on providing credit, personal financing, and digital banking solutions to individuals. It aims to make financial services more accessible and convenient for personal users in Indonesia and other Southeast Asian markets.

Key Features

  • Buy Now, Pay Later (BNPL)
  • Personal Loans
  • Virtual Credit Card
  • E-commerce Integration
  • Mobile App
  • Bill Payments and Top-ups

Why choose Akulaku?

Akulaku is an excellent choice for personal users in Southeast Asia seeking easy access to credit and digital financial services. Its innovative features like BNPL, personal loans, and e-commerce integration make it a versatile platform for modern financial needs.

Who is Akulaku for?

  • Personal users

Where is Akulaku available?

Akulaku is currently available for residents in 4 countries:

Indonesia, Philippines, Vietnam, Malaysia

How is Akulaku different than my bank?

Akulaku provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Akulaku minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2016

Headquarters: Jakarta, Indonesia

Users: +8 million

Countries available: 4

Account plans: prepaid credit cards for personal users

Akulaku cards
Akulaku cards

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Affordable fees and attractive pricing

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Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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