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ALAT – Amazing ways to enjoy Nigeria’s first truly digital bank

ALAT - home page
ALAT landing page

What is ALAT about?

ALAT by Wema is Nigeria’s first fully digital bank, designed to provide seamless, customer-centric banking solutions directly through its mobile app. With a focus on innovation, security, and convenience, ALAT makes banking simpler, faster, and more accessible for individuals and businesses across Nigeria.

Key Features:

  • 100% Digital Banking
  • Multi-Currency Accounts
  • Instant Transfers
  • Personalized Debit Cards
  • Loans and Overdrafts
  • Bill Payments and Mobile Recharge
  • Savings Goals
  • Security Features

Who is ALAT for?

  • Personal users
  • Businesses
  • Freelancers

Where is ALAT available?

ALAT is currently available for residents in:

Nigeria

How is ALAT different than my bank?

ALAT provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, ALAT minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2017

Headquarters: Lagos, Nigeria

Users: +500,000 thousand

Countries available: Nigeria

Account plans: current accounts for personal and businesses

ALAT cards
ALAT cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.