When deciding between Anna and Curve, it’s important to evaluate which features best align with your financial needs.
This comparison will highlight key differences, from mobile banking capabilities to specific benefits, helping you make an informed choice.
Anna
Curve
How do Anna and Curve compare?
Anna and Curve are two well-known mobile banking platforms designed to offer accessible, efficient, and user-friendly financial services, but they cater to different needs and customer bases.
Anna, short for Absolutely No Nonsense Admin, was developed with small business owners and freelancers in mind. It stands out by combining digital banking with invoice management and business administration services. A key feature is the ability to create, manage, and send invoices directly through the app. Additionally, Anna uses AI to handle tasks like tax reminders, helping customers save time on admin work. The platform offers both a free tier and premium plans that include advanced services such as tax handling, payroll, and pension management.
Curve, in contrast, focuses on simplifying personal financial management by consolidating all debit and credit cards into one card and app. With Curve, users can carry a single card while still accessing multiple accounts. A unique feature of Curve is the “Go Back in Time” option, which allows users to move transactions between different cards up to two weeks after purchase. Curve also provides purchase protection insurance for transactions made through the app.
While both Anna and Curve are mobile banking platforms, their objectives differ. Anna is geared towards helping small businesses and freelancers streamline their financial and administrative tasks, whereas Curve appeals to individual users seeking a convenient way to manage multiple cards in one place, enhancing control and flexibility over personal finances.
Founded: 2018
Headquarters: London, UK
Users: +100,000 thousand
Countries available: United Kingdom
Account plans: 3 plan options
Go to Anna
Founded: 2015
Headquarters: London, UK
Users: +2 million
Countries available: United Kingdom and Europe
Account plans: 4 plan options
Go to Curve
Other comparisons about Anna and Curve
Why use a digital bank?
Affordable fees and attractive pricing
With their digital-first approach and reduced operating costs, neobanks often offer highly competitive fees compared to traditional banks. Many neobanks minimize or eliminate fees for services like account maintenance and transactions, and some even provide enhanced interest rates on savings and loans. This cost-efficiency appeals to individuals and businesses focused on maximizing financial value without the typical expenses of traditional banking.
Quick account setup and hassle-free onboarding
Opening an account with a traditional bank is often a slow, paperwork-heavy process. Neobanks streamline this experience by using technology to offer a quick, fully online onboarding. Some even provide instant approval, allowing users to start banking within minutes. This efficiency and ease make neobanks an attractive option for people who want fast, paperless access to financial services.
Intuitive design for easy navigation
Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.
Advanced budgeting and financial tracking tools
Neobanks often come equipped with advanced financial tools built right into their apps, giving users insights into spending patterns, budgeting help, and real-time transaction categorization. For businesses, this translates into improved financial control and clear visibility over cash flow. With features like expense tracking and financial analysis, neobanks empower individuals and businesses to make informed, data-driven financial decisions, setting them apart with their strong focus on financial management.
Responsive support and community involvement
Neobanks focus on customer satisfaction with quick, accessible support through multiple channels like in-app chat, email, and even social media. Traditional banks can sometimes have slower, more bureaucratic service, but neobanks use technology to deliver faster, more tailored responses. Many also build a sense of community through online forums and events where users can exchange tips and insights, fostering a collaborative approach to banking.