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Ant Bank – 用餘額+,日日賺息 活期年利率高達3.2%,多存多賺,靈活支付

Ant Bank - home page
Ant Bank landing page

What is Ant Bank about?

Ant Bank is a digital bank based in Hong Kong, operated by Ant Group. It offers personal banking services with a focus on seamless digital experiences, competitive interest rates, and efficient money management.

Key Features

  • Savings and Deposit Accounts
  • Seamless Mobile Banking
  • Instant Loan Services
  • Integration with AlipayHK
  • No Physical Branches
  • Secure Transactions

Why choose Ant Bank?

Ant Bank is a good choice for individuals in Hong Kong looking for a fully digital banking experience with competitive savings options, fast loan approvals, and seamless mobile payments. Its integration with Ant Group’s ecosystem ensures convenience and reliability.

Who is Ant Bank for?

  • Personal users

Where is Ant Bank available?

Ant Bank is currently available for residents in 2 countries:

Hong Kong, Macau

How is Ant Bank different than my bank?

Ant Bank provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Ant Bank minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2019

Headquarters: Hong Kong

Users: +2 million

Countries available: 2

Account plans: current and savings accounts for personal users

Ant Bank cards
Ant Bank cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.