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Atom Bank – Savings, Mortgages, Bussiness loans

Atom Bank - home page
Atom Bank landing page

What is Atom Bank about?

Atom Bank, based in the UK, is a fully digital bank that provides a range of financial services through its intuitive mobile app. Focused on simplicity and innovation, Atom Bank is designed to deliver a seamless and paperless banking experience for personal and business users.

Key Features:

  • Savings Accounts
  • Mortgages
  • Business Loans
  • Mobile-Only Banking
  • Biometric Security
  • Personalized Experience

Who is Atom Bank for?

  • Personal users
  • Businesses
  • Freelancers
  • Startups

Where is Atom Bank available?

Atom Bank is currently available for residents in:

United Kingdom

How is Atom Bank different than my bank?

Atom provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Atom minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2014

Headquarters: Durham, UK

Users: +250,000 users

Countries available: UK

Account plans: saving options for personal users and loans for businesses

Atom Bank cards
Atom Bank cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.