Features, Benefits and How it Works
Axos Bank is a full-service online bank that offers a wide range of financial products for individuals, businesses, and institutions. Established in 2000 as one of the first entirely digital banks, Axos Bank has positioned itself as a leader in the online banking space by providing customers with comprehensive banking services without the need for physical branches.
For individuals, Axos Bank offers a variety of personal banking products, including checking and savings accounts, high-yield savings options, certificates of deposit (CDs), and personal loans. One of its flagship products is the Essential Checking account, which is a fee-free account that comes with no monthly maintenance fees, no overdraft fees, and unlimited domestic ATM fee reimbursements.
Moreover, Axos Bank’s mortgage lending and personal loan options are also robust, offering home loans, refinancing, and personal lines of credit. The bank’s online mortgage platform simplifies the home buying and refinancing process, enabling customers to apply for loans and track their applications from start to finish through a user-friendly interface.
On the business banking side, Axos offers solutions tailored for small businesses, entrepreneurs, and larger corporations. The bank provides business checking accounts, savings accounts, treasury management services, and commercial loans. Its business checking accounts are particularly attractive for startups and small businesses, with options that include no monthly maintenance fees, unlimited transactions, and access to a network of fee-free ATMs.
In summary, Axos Bank offers a comprehensive suite of digital banking services for individuals and businesses alike. With its competitive rates, low fees, and focus on convenience, Axos Bank has become a leading choice for customers looking to benefit from the advantages of online banking. Its robust offerings in both personal and business banking, combined with its commitment to technological innovation, make it a standout player in the digital financial services landscape.
Go to Axos Bank
Founded: 2018
Headquarters: San Diego, USA
Users: unknown
Countries available: United States
Account plans: checking and savings accounts for personal users and businesses
