Features, Benefits and How it Works
Curve is a fintech company that offers a revolutionary approach to managing multiple bank accounts and payment cards through a single, unified platform. Founded in 2015 and headquartered in London, Curve’s primary product is its innovative smart card, which consolidates all of a user’s existing debit and credit cards into one physical card, along with a comprehensive mobile app for managing financial transactions.
Moreover, the Curve card itself serves as a master card that links to a user’s various bank accounts and credit cards. This integration allows users to seamlessly switch between different funding sources with a single swipe or tap. The card supports contactless payments and can be used for both online and in-store transactions. Users have the flexibility to select which card they wish to use for each transaction directly from the mobile app, providing enhanced convenience and control over their spending.
Likewise, Curve’s mobile app is a central feature of its service, offering a range of tools designed to simplify financial management. The app provides real-time transaction notifications, detailed spending insights, and comprehensive account management. One of the standout features of the app is its “Go Back in Time” functionality, which allows users to retroactively switch the card used for a transaction within a set period after the purchase, offering a unique level of flexibility and control over their spending.
In addition to its core functionality, Curve offers several value-added services. These include Curve Cash, which provides users with cashback on certain purchases, and Curve Metal, a premium subscription service that includes additional benefits such as higher cashback rates, travel insurance, and access to airport lounges. Curve also supports multi-currency transactions, making it a practical choice for international travelers.
Overall, Curve’s integration of multiple financial tools into a single, user-friendly platform represents a significant innovation in personal finance management. By consolidating various payment methods and offering advanced features for financial control and flexibility, Curve aims to simplify and enhance the way users manage their money and make transactions.
Go to Curve
Founded: 2015
Headquarters: London, UK
Users: +2 million
Countries available: United Kingdom and European Economic Area (EEA)
Account plans: 4 plan options for personal users
