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Funding Circle – The business credit card with cashback

Funding Circle home page
Funding Circle landing page

What is Funding Circle about?

Funding Circle is a UK-based online lending platform that provides fast and flexible financing solutions for small and medium-sized enterprises (SMEs). By connecting businesses with investors, Funding Circle offers an alternative to traditional bank loans, helping companies access the capital they need to grow.

Key Features

  • Business Loans
  • Fast and Simple Application
  • Loan Amounts and Terms
  • Fixed Interest Rates
  • No Early Repayment Fees
  • Dedicated Support

Why choose Funding Circle?

Funding Circle is a trusted and innovative alternative to traditional business financing, offering SMEs a faster, more flexible way to access capital. With competitive rates, a seamless online application process, and no hidden fees, Funding Circle helps businesses secure the funding they need to expand, hire, and invest in their future.

Who is Funding Circle for?

  • Businesses
  • SMEs
  • Startups

Where is Funding Circle available?

Funding Circle is currently available for residents in:

United Kingdom

How is Funding Circle different than my bank?

Funding Circle provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Funding Circle minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2010

Headquarters: London, UK

Users: +130,000 thousand

Countries available: UK

Account plans: prepaid credit cards for businesses

Funding Circle cards
Funding Circle cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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