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Hay – Money at life-speed. Simple. fast. secure

Hay - home page
Hay landing page

What is Hay about?

Hay is a digital banking platform from Australia, designed exclusively for personal users. It focuses on providing modern, seamless financial solutions to help individuals manage their money effortlessly and achieve their financial goals.

Key Features

  • Smart Expense Tracking
  • Prepaid Cards
  • Savings Tools
  • Budgeting Assistance
  • Bill Splitting

Why choose Hay?

Hay empowers personal users in Australia to take control of their financial lives with innovative tools and a focus on simplicity. Whether you’re budgeting, saving, or managing everyday expenses, Hay offers the support and features you need to make smarter financial choices and achieve your goals.

Who is Hay for?

  • Personal users

Where is Hay available?

Hay is currently available for residents in:

Australia

How is Hay different than my bank?

Hay provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Hay minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2019

Headquarters: NSW, Australia

Users: unknown

Countries available: Australia

Account plans: prepaid debit card for personal users

Hay cards
Hay cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.