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i0 by Banco de Crédito del Peru (BCP) – Una tarjeta de crédito

i0 home page
i0 landing page

What is i0 about?

iO by Banco de Crédito del Perú (BCP) is a digital banking platform designed to offer a fully online and hassle-free banking experience. As a neobank backed by BCP, iO provides users with modern financial services, including digital accounts, debit cards, and mobile payments, all managed through an intuitive mobile app.

Key Features

  • 100% Digital Banking
  • Digital Account
  • Visa Debit Card
  • Mobile Payments
  • Fee-Free Transactions
  • Instant Transfers and Payments

Why choose i0?

iO is a modern and user-friendly digital banking solution tailored for individuals seeking a fully online financial experience. With its digital account, Visa debit card, fee-free transactions, and real-time financial management tools, iO provides a convenient, secure, and cost-effective alternative to traditional banking in Peru.

Who is i0 for?

  • Personal users

Where is i0 available?

i0 is currently available for residents in:

Peru

How is i0 different than my bank?

i0 provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, i0 minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2023

Headquarters: Lima, Peru

Users: unknown

Countries available: Peru

Account plans: prepaid credit card for personal users

i0 cards
i0 cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.