Julaya landing page
What is Julaya about?
Julaya is a fintech platform based in Côte d’Ivoire, offering digital payment solutions for businesses across West Africa. The company focuses on enhancing financial inclusion by providing efficient, secure, and cashless payment alternatives, helping companies streamline their financial operations.
Key Features
- Business Payments & Payroll
- Mobile Money Integration
- Corporate Expense Management
- Virtual & Physical Prepaid Cards
- Instant & Secure Transactions
- Multi-Country Operations
Why choose Julaya?
Julaya is an ideal solution for businesses looking to digitize payments and financial processes in Côte d’Ivoire and beyond. By integrating with mobile money and offering digital financial tools, the platform helps companies improve efficiency, reduce operational costs, and transition to a cashless economy
Who is Julaya for?
- Businesses
- SMEs
- Startups
Where is Julaya available?
Julaya is currently available for residents in:
How is Julaya different than my bank?
Julaya provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.
Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.
With low fees and no physical branches, Julaya minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.
Founded: 2018
Headquarters: Abidjan, Côte d´Ivoire
Users: +1,000 thousand
Countries available: 2
Account plans: corporate cards for businesses
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Affordable fees and attractive pricing
With their digital-first approach and reduced operating costs, neobanks often offer highly competitive fees compared to traditional banks. Many neobanks minimize or eliminate fees for services like account maintenance and transactions, and some even provide enhanced interest rates on savings and loans. This cost-efficiency appeals to individuals and businesses focused on maximizing financial value without the typical expenses of traditional banking.
Quick account setup and hassle-free onboarding
Opening an account with a traditional bank is often a slow, paperwork-heavy process. Neobanks streamline this experience by using technology to offer a quick, fully online onboarding. Some even provide instant approval, allowing users to start banking within minutes. This efficiency and ease make neobanks an attractive option for people who want fast, paperless access to financial services.
Intuitive design for easy navigation
Advanced budgeting and financial tracking tools
Neobanks often come equipped with advanced financial tools built right into their apps, giving users insights into spending patterns, budgeting help, and real-time transaction categorization. For businesses, this translates into improved financial control and clear visibility over cash flow. With features like expense tracking and financial analysis, neobanks empower individuals and businesses to make informed, data-driven financial decisions, setting them apart with their strong focus on financial management.
Responsive support and community involvement
Neobanks focus on customer satisfaction with quick, accessible support through multiple channels like in-app chat, email, and even social media. Traditional banks can sometimes have slower, more bureaucratic service, but neobanks use technology to deliver faster, more tailored responses. Many also build a sense of community through online forums and events where users can exchange tips and insights, fostering a collaborative approach to banking.