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Karat – Helping creators with money in US

Karat - home page
Karat landing page

What is Karat about?

Karat is a digital banking platform from the United States, designed exclusively for creators and influencers. With a focus on empowering individuals in the creator economy, Karat offers tailored financial solutions to help creators manage their income, grow their businesses, and achieve financial independence.

Key Features

  • Creator-Friendly Credit Cards
  • Income-Based Credit Limits
  • Financial Tools for Creators
  • Fast Payouts
  • Tax Management
  • Business Growth Support
  • Seamless App Experience

Why choose Karat?

Karat is built for creators by creators, offering solutions that address the specific challenges of the creator economy. Whether you’re a YouTuber, TikTok influencer, or freelance content creator, Karat provides the tools and support you need to thrive financially while focusing on your passion.

Who is Karat for?

  • Businesses
  • Freelancers
  • Startups

Where is Karat available?

Karat is currently available for residents in:

United States

How is Karat different than my bank?

Karat provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Karat minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2022

Headquarters: California, USA

Users: unknown

Countries available: USA

Account plans: current accounts for creators

Karat cards
Karat cards

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Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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