Best Digital Banks in France
The complete list of neobanks, mobile-only banks and digital banks in the France in 2024.
The list includes Neobanks for businesses, personal users, kids and teenagers.
| Logo | Neobank | Head Office | For who | Visit |
|---|---|---|---|---|
 | Revolut | London, UK | Personal and Business | Go to Revolut |
 | Qonto | Paris, France | Business | Go to Qonto |
 | Nickel | Paris, France | Personal | Go to Nickel |
 | Green Got | Paris, France | Personal | Go to Green Got |
 | Boursorama Banque | Paris, France | Personal and Business | Go to Boursorama Banque |
 | Propulse by CA | Paris, France | Business | Go to Propulse by CA |
 | PixPay | Paris, France | Kids and Teenagers | Go to PixPay |
 | Shine | Paris, France | Business | Go to Shine |
 | MA French Bank | Paris, France | Personal | Go to MA French Bank |
 | Manager.one | Paris, France | Business | Go to Manager.one |
 | Noelse | Luxembourg | Personal and Business | Go to Noelse |
 | OnlyOne | Paris, France | Personal | Go to OnlyOne |
 | Helios | Paris, France | Personal | Go to Helios |
 | Blank | Paris, France | Business | Go to Blank |
 | Bfor Bank | Paris, France | Personal | Go to Bfor Bank |
 | Fiducial Banque | Paris, France | Business | Go to Fiducial Banque |
 | PCS | Paris, France | Personal | Go to PCS |
 | Anytime | Paris, France | Business | Go to Anytime |
 | Kard | Paris, France | Kids and Teenagers | Go to Kard |
 | Sumeria | Paris, France | Personal | Go to Sumeria |
 | Be-bunk | Paris, France | Personal | Go to Be-bunk |
 | Bling | Paris, France | Personal | Go to Bling |
 | Deblock | Paris, France | Personal | Go to Deblock |
 | Moneco | Paris, France | Personal | Go to Moneco |
 | Monabanq | Lille, France | Personal | Go to Monabanq |
 | Nirio | Paris, France | Personal and Business | Go to Nirio |
 | OuiTrust | Paris, France | Personal and Business | Go to OuiTrust |
 | Welcome Account | Paris, France | Business | Go to Welcome Account |
 | Fortuneo Banque | Paris, France | Personal | Go to Fortuneo Banque |
 | Wise | London, UK | Personal and Business | Go to Wise |
 | Multipas | London, UK | Business | Go to Multipass |
 | Amnis | Zurich, Switzerland | Business | Go to Amnis |
 | Payhawk | London, UK | Business | Go to Payhawk |
 | Klarna | Stockholm, Sweden | Personal | Go to Klarna |
 | N26 | Berlin, Germany | Personal and Business | Go to N26 |
 | Monese | London, UK | Personal and Business | Go to Monese |
 | Conotoxia | Zielona Góra, Poland | Personal | Go to Conotoxia |
 | Bunq | Amsterdam, Netherlands | Personal and Business | Go to Bunq |
 | Curve | London, UK | Personal | Go to Curve |
 | Everestcard | Luxembourg | Business | Go to Everestcard |
 | Gimi | Stockholm, Sweden | Kids | Go to Gimi |
 | Wirex | London, UK | Personal | Go to Wirex |
 | Intergiro | Stockholm, Sweden | Business | Go to Intergiro |
 | Trasta | Malta | Personal | Go to Trasta |
 | Vivid | Berlin, Germany | Personal and Business | Go to Vivid |
 | Sogexia | Luxembourg | Personal and Business | Go to Sogexia |
 | Soldo | London, UK | Business | Go to Soldo |
 | Hello bank! | Paris, France | Personal and Business | Go to Hello bank! |
 | Blackcatcard | Malta | Personal and Business | Go to Blackcatcard |
 | Wallester | Tallinn, Estonia | Business | Go to Wallester |
 | Pleo | Copenhagen, Denmark | Business | Go to Pleo |
 | Genome | Vilnius, Lithuania | Personal and Business | Go to Genome |
 | Holvi | Helsinki, Finland | Business | Go to Holvi |
 | Aion Bank | Brussels, Belgium | Personal | Go to Aion Bank |
 | Ampere | London, UK | Business | Go to Ampere |
 | Wamo | London, UK | Business | Go to Wamo |
 | Ikualo | Madrid, Spain | Personal | Go to Ikualo |
 | Bourgois Boheme | Vilnius, Lithuania | Personal | Go to Bourgois Boheme |
 | Green Nation | Paris, France | Personal | Go to Green Nation |
 | Grey | Delaware, USA | Personal and Business | Go to Grey |
 | Keytom | Dubai, UAE | Personal and Business | Go to Keytom |
 | Juni | Goteborg, Sweden | Business | Go to Juni |
 | MyMonty | London, UK | Personal | Go to MyMonty |
 | Nebeus | Barcelona, Spain | Personal and Business | Go to Nebeus |
 | Olky | Fentage, Luxembourg | Personal and Business | Go to Olky |
 | Rewire | Tel Aviv, Israel | Personal | Go to Rewire |
 | Wittix | Vilnius, Lithuania | Personal and Business | Go to Wittix |
 | W1TTY | London, UK | Personal | Go to W1TTY |
 | Woli | Marousi, Greece | Kids and Teenagers | Go to Woli |
 | Zen | Vilnius, Lithuania | Personal and Business | Go to Zen |
 | Finci | Vilnius, Lithuania | Personal and Business | Go to Finci |
 | Finom | Amsterdam, Netherlands | Business | Go to Finom |
 | Currensea | London, UK | Personal and Business | Go to Currensea |
 | Vialet | Vilnius, Lithuania | Business | Go to Vialet |
 | Plum | London, UK | Personal | Go to Plum |
 | Square | San Francisco, USA | Business | Go to Square |
 | Satchel | Vilnius, Lithuania | Personal and Business | Go to Satchel |
Which personal neobanks are best for residents of France?
In France, personal neobanks present a modern, cost-effective alternative to traditional banking. Operating exclusively online, these digital platforms deliver a variety of financial services, such as multi-currency accounts, international money transfers, and debit cards. Designed for frequent travelers, digital nomads, or anyone seeking streamlined financial management, neobanks offer a hassle-free and economical option tailored to contemporary lifestyles:
Founded: 2015
Headquarters: London, UK
Users: +45 million
Countries available: 35
Account plans: 5 plan options
Go to Revolut
Founded: 2014
Headquarters: Paris, France
Users: +3.5 million
Countries available: 5
Account plans: 4 plan options
Go to Nickel
Founded: 1995
Headquarters: Paris, France
Users: +6 million
Countries available: France
Account plans: 3 plans options
Go to Boursorama Banque
Which business neobanks are best for businesses based in France?
Business neobanks in France cater specifically to the needs of companies, offering customized banking solutions. These digital-only platforms provide a suite of services tailored for businesses, such as multi-currency accounts, international payment options, and tools for managing expenses. Whether you’re running a growing startup or a well-established company, business neobanks can simplify financial management while helping to cut costs:
Founded: 2016
Headquarters: Paris, France
Users: +500,000 thousand
Countries available: 8
Account plans: all in 1 business account
Go to Qonto
Founded: 2019
Headquarters: Amsterdam, Netherlands
Users: +100,000 thousand
Countries available: 10
Account plans: 7 plan options
Go to Finom
Founded: 2019
Headquarters: Tallinn, Estonia
Users: unknown
Countries available: UK and European Economic Area (EEA)
Account plans: 4 plan options
Go to Wallester
Which neobanks are best for kids and teenagers based in France?
Designed specifically for the younger generation, these digital banking platforms offer features like parental controls, savings goals, and spending insights, all accessible through user-friendly apps. With tools such as prepaid debit cards, allowances tracking, and educational resources, these neobanks empower kids and teens to develop financial literacy in a safe and guided environment. They are an excellent choice for parents looking to teach their children smart money habits early on:
Founded: 2019
Headquarters: Paris, France
Users: +5 million
Countries available: France
Account plans: 3 plan options
Go to PixPay
Founded: 2018
Headquarters: Paris, France
Users: +200,000 thousand
Countries available: France
Account plans: 2 plan options
Go to Kard
Founded: 2020
Headquarters: Marousi, Greece
Users: unknown
Countries available: European Economic Area
Account plans: prepaid debit card
Go to Woli
Why use a neobank?
Affordable fees and attractive pricing
With their digital-first approach and reduced operating costs, neobanks often offer highly competitive fees compared to traditional banks. Many neobanks minimize or eliminate fees for services like account maintenance and transactions, and some even provide enhanced interest rates on savings and loans. This cost-efficiency appeals to individuals and businesses focused on maximizing financial value without the typical expenses of traditional banking.
Quick account setup and hassle-free onboarding
Opening an account with a traditional bank is often a slow, paperwork-heavy process. Neobanks streamline this experience by using technology to offer a quick, fully online onboarding. Some even provide instant approval, allowing users to start banking within minutes. This efficiency and ease make neobanks an attractive option for people who want fast, paperless access to financial services.
Intuitive design for easy navigation
Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.
Advanced budgeting and financial tracking tools
Neobanks often come equipped with advanced financial tools built right into their apps, giving users insights into spending patterns, budgeting help, and real-time transaction categorization. For businesses, this translates into improved financial control and clear visibility over cash flow. With features like expense tracking and financial analysis, neobanks empower individuals and businesses to make informed, data-driven financial decisions, setting them apart with their strong focus on financial management.
Responsive support and community involvement
Neobanks focus on customer satisfaction with quick, accessible support through multiple channels like in-app chat, email, and even social media. Traditional banks can sometimes have slower, more bureaucratic service, but neobanks use technology to deliver faster, more tailored responses. Many also build a sense of community through online forums and events where users can exchange tips and insights, fostering a collaborative approach to banking.