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Best Digital Banks in Hong Kong

The complete list of neobanks, mobile-only banks and digital banks in Hong Kong in 2024.
The list includes Neobanks for businesses and personal users.

15 Neobanks in Hong Kong

LogoNeobankHead OfficeFor whoVisit
DBS digibankSingaporePersonalGo to DBS digibank
AspireSingaporeBusinessGo to Aspire
SoFiSan Francisco, USAPersonalGo to SoFi
MoxHong KongPersonalGo to Mox
WirexLondon, UKPersonalGo to Wirex
WiseLondon, UKPersonal and BusinessGo to Wise
Livi BankHong KongPersonal and BusinessGo to Livi Bank
PAObankHong KongPersonal and BusinessGo to PAObank
WeLab BankHong KongPersonalGo to WeLab Bank
ZA BankHong KongPersonal and BusinessGo to ZA Bank
Airstar BankHong KongPersonal and BusinessGo to Airstar Bank
StatrysHong KongBusinessGo to Statrys
AirwallexMelbourne, AustraliaBusinessGo to Airwallex
RedotPayHong KongPersonalGo to RedotPay
Fusion BankHong KongPersonal and BusinessGo to Fusion Bank

Which personal neobanks are best for residents of Hong Kong?

In Hong Kong, personal neobanks present a modern, cost-effective alternative to traditional banking. Operating exclusively online, these digital platforms deliver a variety of financial services, such as multi-currency accounts, international money transfers, and debit cards. Designed for frequent travelers, digital nomads, or anyone seeking streamlined financial management, neobanks offer a hassle-free and economical option tailored to contemporary lifestyles:
SoFi logo

Founded: 2011

Headquarters: San Francisco, USA

Users: +5.6 million

Countries available: United States and Hong Kong

Account plans: checking and savings accounts

Go to SoFi
Wise logo

Founded: 2011

Headquarters: London, UK

Users: +16 million

Countries available: 56

Account plans: multi-currency accounts

Go to Wise
Mox logo

Founded: 2020

Headquarters: Hong Kong

Users: +500,000 thousand

Countries available: Hong Kong

Account plans: checking and savings accounts

Go to Mox

Which business neobanks are best for businesses based in Hong Kong?

Business neobanks in Hong Kong cater specifically to the needs of companies, offering customized banking solutions. These digital-only platforms provide a suite of services tailored for businesses, such as multi-currency accounts, international payment options, and tools for managing expenses. Whether you’re running a growing startup or a well-established company, business neobanks can simplify financial management while helping to cut costs:

Statrys logo

Founded: 2018

Headquarters: Hong Kong

Users: unknown

Countries available: Hong Kong and Singapore

Account plans: 1 plan option

Go to Statrys
Aspire logo

Founded: 2018

Headquarters: Singapore

Users: +15,000 thousand

Countries available: 18

Account plans: 1 plan option

Go to Aspire
Airstar Bank logo

Founded: 2019

Headquarters: Hong Kong

Users: unknown

Countries available: Hong Kong

Account plans: checking and savings accounts

Go to Airstar Bank

Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.