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OPay – Fund your Account, Make Transfers, Pay Bills

OPay - home page
OPay landing page

What is OPay about?

OPay is a leading digital financial services platform based in Nigeria, designed to provide individuals with fast, reliable, and secure banking and payment solutions. Catering to personal users, OPay focuses on delivering accessible financial tools through its mobile app, enabling seamless transactions and financial management.

Key Features

  • Mobile Wallet
  • Bill Payments
  • Airtime and Data Purchases
  • QR Code Payments
  • Cash Withdrawals
  • Merchant Payments

Why choose OPay?

OPay is revolutionizing digital finance in Nigeria by providing an all-encompassing platform that combines convenience, affordability, and security. It is an excellent choice for personal users seeking a cashless lifestyle, easy access to financial services, and additional features like savings plans and discounted transactions.

Who is OPay for?

  • Personal users
  • Businesses
  • Freelancers
  • Startups

Where is OPay available?

OPay is currently available for residents in:

Nigeria

How is OPay different than my bank?

OPay provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, OPay minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2018

Headquarters: Lagos, Nigeria

Users: +30 million

Countries available: Nigeria

Account plans: prepaid debit cards for personal users

OPay cards
OPay cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.