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Petal – Making credit history. No experience necessary.

Petal - home page
Petal landing page

What is Petal about?

Petal is a US-based financial technology company focused on redefining credit access for personal users. With a mission to make credit more accessible and transparent, Petal offers innovative credit card solutions that help users build credit responsibly.

Key Features

  • Credit Card Access Without Credit History
  • No Fees
  • Credit-Building Tools
  • Cash Back Rewards
  • Budgeting Insights
  • High Credit Limits

Why choose Petal?

Petal is revolutionizing the way people access credit by prioritizing transparency, inclusion, and financial education. It’s an ideal choice for individuals new to credit or looking for a more straightforward, fee-free credit experience. With its innovative approach, Petal helps users achieve financial independence while encouraging responsible credit usage.

Who is Petal for?

  • Personal users

Where is Petal available?

Petal is currently available for residents in:

United States

How is Petal different than my bank?

Petal provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Petal minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2016

Headquarters: New York, USA

Users: +300,000 thousand

Countries available: USA

Account plans: prepaid credit cards for personal users

Petal cards
Petal cards

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Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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