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Qube Money – Bringing the cash envelope system to the digital age

Qube Money - home page
Qube landing page

What is Qube about?

Qube Money is a US-based digital banking platform designed to help users manage their finances through a unique, envelope-style budgeting system. By leveraging a modern approach to personal finance, Qube Money allows users to allocate funds into various “qubes” for different spending categories, promoting disciplined spending and better financial control.

Key Features

  • Qube-Based Budgeting
  • Real-Time Expense Tracking
  • No Physical Cards
  • Automatic Categorization
  • Security and Privacy
  • Instant Fund Transfers

Why choose Qube?

Qube Money is ideal for individuals who want a digital solution to budgeting that combines the simplicity of traditional envelope methods with the flexibility of modern technology. The app’s innovative qube-based system makes it easy to allocate funds for specific purposes and track spending in real time, providing users with complete control over their finances.

Who is Qube for?

  • Personal users

Where is Qube available?

Qube is currently available for residents in:

United States

How is Qube different than my bank?

Qube provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Qube minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2019

Headquarters: Utah, USA

Users: unknown

Countries available: USA

Account plans: savings accounts for personal users

Qube Money cards
Qube Money cards

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Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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