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Rakuten Bank – 楽天銀行と一緒に使うと便利なサービス

Rakuten Bank - home page
Rakuten landing page

What is Rakuten about?

Rakuten Bank is a leading digital banking platform based in Japan, offering innovative and user-friendly financial solutions tailored for personal users and businesses. As part of the Rakuten Group, the bank integrates seamlessly with the broader Rakuten ecosystem, providing customers with convenient, tech-driven banking services.

Key Features

  • Fully Digital Banking
  • Rakuten Ecosystem Integration
  • Wide Range of Accounts
  • Low-Cost International Transfers
  • Mobile Payment Solutions
  • Loan Products

Why choose Rakuten?

Rakuten Bank combines convenience, innovation, and integration with Japan’s most extensive digital ecosystem to deliver a superior banking experience. It is an excellent choice for personal users seeking streamlined banking solutions and for businesses looking to leverage Rakuten’s wide-ranging services.

Who is Rakuten for?

  • Personal users
  • Businesses
  • Freelancers
  • Startups

Where is Rakuten available?

Rakuten is currently available for residents in 2 countries:

Japan, Taiwan

How is Rakuten different than my bank?

Rakuten provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Rakuten minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2001

Headquarters: Tokyo, Japan

Users: +16 million

Countries available: 2

Account plans: checking and savings accounts for personal users and businesses

Rakuten Bank cards
Rakuten Bank cards

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Affordable fees and attractive pricing

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Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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