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Revolut vs N26: Which one to choose?

Compare Revolut and N26 to make an informed decision for your financial goals.
Whether you’re interested in mobile banking, unique features, or specific benefits, this comparison will help you!
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Features, Benefits and How they work

Revolut and N26 are both fintech platforms offering mobile banking solutions, but they cater to different needs and audiences with their unique features and services.

Revolut is a global financial technology company known for its broad range of services, including international money transfers and currency exchange. It allows users to hold and manage multiple currencies through its multi-currency accounts and offers competitive exchange rates with minimal fees. Revolut’s debit card can be used worldwide, and its app includes budgeting tools to help users track their expenses.

Additionally, Revolut provides the ability to buy, hold, and trade cryptocurrencies. For those seeking enhanced features, Revolut offers paid plans with benefits such as higher withdrawal limits, travel insurance, and exclusive offers. With its presence in over 35 countries, Revolut is particularly suited for frequent travelers and expatriates.

Revolut home page
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On the other hand, founded in 2013 in Berlin, Germany, N26 has since experienced significant growth, currently boasting over 8 million users across Europe, supported by a team of over 1,500 employees.It offers a range of financial services including no-fee bank accounts, real-time transaction notifications, intuitive money management tools, and robust security features, all accessible via a mobile app. With a mission to simplify banking, N26 has attracted millions of users by providing transparent and convenient financial solutions.

In addition to its core banking services, N26 offers premium subscription plans, providing users with enhanced features such as travel insurance, cashback rewards, and access to exclusive airport lounges.

N26 home page
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Regarding pricing, both Revolut and N26 provide free basic accounts, though additional fees may apply for certain services. Both have multiple paid subscription plans that offer extra benefits, such as increased cashback rewards and access to premium features.

In summary, Revolut and N26 present distinct digital banking solutions tailored to different user needs. Revolut is ideal for those who frequently handle international transactions or require multi-currency accounts, while N26 suits individuals seeking robust mobile banking features focused on money management, real-time alerts, and rewards.

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