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Ruya – مرحبًا بك في مصرفك الإسلامي المحلي الرقمي الجد في دولة الإمارات.

Ruya - home page
Ruya landing page

What is Ruya about?

Ruya is a digital-first Islamic community bank based in the United Arab Emirates (UAE), designed to provide Shari’ah-compliant financial services to individuals, businesses, and communities.

Key Features

  • Digital-First Banking Interface
  • Shari’ah-Compliant Products and Services
  • Community Focus
  • Hassle-Free Account Opening
  • Instant Money Transfers
  • Profit Sharing

Why choose Ruya?

Ruya stands out as a modern digital Islamic community bank in the UAE, blending innovative technology with the core principles of Islamic finance. Its focus on ethical banking, community support, and user-friendly digital solutions makes it an ideal choice for individuals and businesses seeking Shari’ah-compliant financial services.

Who is Ruya for?

  • Personal users
  • Businesses
  • Freelancers
  • Startups
  • Children
  • Teenagers

Where is Ruya available?

Ruya is currently available for residents in:

United Arab Emirates

How is Ruya different than my bank?

Ruya provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Ruya minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2024

Headquarters: Ajman, UAE

Users: +30,000 thousand

Countries available: UAE

Account plans: current accounts for personal users and businesses

Ruya cards
Ruya cards

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Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.