Shine – Everything you need to know

Shine is a French neobank designed specifically for freelancers, self-employed individuals, and small business owners. Launched in 2018, Shine provides an array of digital banking services tailored to meet the unique needs of entrepreneurs who require efficient and straightforward financial tools.

Shine’s mobile-first platform allows users to open a professional bank account in minutes, manage their finances, and stay on top of administrative tasks, all from a single app. By eliminating the complexities often associated with traditional banking and business management, Shine has quickly gained traction among independent workers in France.

Moreover, the app offers features such as automated invoicing, integrated expense tracking, and payment reminders, which are designed to help freelancers manage their business operations more easily. Users can also set up recurring payments, monitor their cash flow in real-time, and access personalized support through a dedicated customer service team. In addition, Shine provides tax and legal guidance, helping users stay compliant with French regulations, which is especially valuable for those new to self-employment.

Likewise, Shine also caters to small businesses, offering business accounts that include advanced features like multi-user access, allowing teams to manage company expenses collaboratively. With transparent pricing and no hidden fees, Shine appeals to entrepreneurs who value predictability and control over their financial operations. Furthermore, Shine integrates with popular accounting software, making it easier for users to streamline their financial management.

In 2020, Shine was acquired by Société Générale, one of France’s largest banks, a move that has allowed Shine to expand its services while maintaining its focus on providing simple, accessible banking solutions for freelancers and small businesses. Shine’s mission is to empower independent workers with the financial tools and support they need to succeed, combining modern technology with a deep understanding of the challenges faced by entrepreneurs.