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SmartBank (B/43) – 「誰もが日々お金を使っているのに、ほとんどの人が

smartbank home page
SmartBank landing page

What is SmartBank about?

SmartBank is a Japanese fintech company specializing in personal finance management through its innovative app, B/43. Founded in 2019, SmartBank aims to simplify budgeting and expense tracking for users by integrating a prepaid card with a household budgeting application.

Key Features

  • Prepaid Card Integration
  • Expense Visualization
  • Sub-Accounts (“Pockets”)
  • User-Friendly Interface
  • Security Measures
  • Mobile Accessibility

Why choose SmartBank?

SmartBank offers a comprehensive solution for individuals seeking to manage their finances through a combination of a prepaid card and an intuitive budgeting app. Its focus on user experience, security, and financial education makes it a valuable tool for effective personal finance management.

Who is SmartBank for?

  • Personal users

Where is SmartBank available?

SmartBank is currently available for residents in:

Japan

How is SmartBank different than my bank?

SmartBank provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, SmartBank minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2019

Headquarters: Tokyo, Japan

Users: unknown

Countries available: Japan

Account plans: prepaid debit card for personal users

smartbank cards
smartbank cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.