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Yono by SBI – Bank, Invest, Shop, Travel, Pay Bills in India

Yono by SBI home page
Yono landing page

What is Yono about?

YONO by SBI (You Only Need One) is a digital banking and lifestyle platform launched by the State Bank of India (SBI). Designed for personal users, it provides seamless access to banking, payments, shopping, and financial services in a single mobile app.

Key Features

  • Digital Banking
  • UPI & Bill Payments
  • Shopping & Discounts
  • Loans & Credit Facilities
  • Investment & Insurance Services
  • Card Management

Why choose Yono?

YONO simplifies financial management by combining banking, payments, and shopping into one platform. With SBI’s extensive banking network and a user-friendly app, it is an ideal choice for digital banking in India.

Who is Yono for?

  • Personal users

Where is Yono available?

Yono is currently available for residents in:

India

How is Yono different than my bank?

Yono provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Yono minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2017

Headquarters: Mumbai, India

Users: +54 million

Countries available: India

Account plans: prepaid debit cards for personal users

Yono by SBI cards
Yono by SBI cards

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Affordable fees and attractive pricing

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Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

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