Skip to main content

Yoy – El banco digital para hacer vivir tu plata

Yoy home page
Yoy landing page

What is Yoy about?

YOY is a digital banking platform launched in Argentina by the Industrial and Commercial Bank of China (ICBC) in July 2022.

Key Features

  • Target Audience
  • Savings Account
  • Virtual Debit Card
  • Lifestyle Integration
  • Mobile App
  • Seamless Digital Experience

Why choose Yoy?

YOY offers a modern approach to banking by integrating financial tools with lifestyle perks, catering specifically to the preferences of Generation Z in Argentina. With its focus on digital accessibility, savings options, and exclusive content, YOY provides a comprehensive and engaging banking experience.

Who is Yoy for?

  • Personal users

Where is Yoy available?

Yoy is currently available for residents in:

Argentina

How is Yoy different than my bank?

Yoy provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, Yoy minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2022

Headquarters: Buenos Aires, Argentina

Users: unknown

Countries available: Argentina

Account plans: prepaid debit cards for personal users

Yoy cards
Yoy cards

Discover other neobanks

All options by country

Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.