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ZA Bank – 作為香港持牌銀行,秉持「做壞規矩,做好銀行」的品牌精

ZA Bank - home page
ZA Bank landing page

What is ZA Bank about?

ZA Bank is a pioneering digital bank from Hong Kong that provides personal banking services with a focus on simplicity, convenience, and innovative financial solutions. As one of Hong Kong’s first virtual banks, ZA Bank offers a fully digital experience for users, eliminating the need for physical branches.

Key Features

  • Savings Accounts with Competitive Rates
  • Quick Loan Approvals
  • Fast Account Opening
  • Seamless Payments
  • Insurance Products
  • User-Friendly Mobile App

Why choose ZA Bank?

ZA Bank is an excellent choice for individuals in Hong Kong seeking a modern, fully digital banking experience. With its competitive savings rates, fast loan processing, and seamless mobile app, ZA Bank redefines convenience in personal finance.

Who is ZA Bank for?

  • Personal users
  • Businesses
  • Freelancers
  • Startups

Where is ZA Bank available?

ZA Bank is currently available for residents in:

Hong Kong

How is ZA Bank different than my bank?

ZA Bank provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.

Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.

With low fees and no physical branches, ZA Bank minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.

Founded: 2018

Headquarters: Hong Kong

Users: +800,000 users

Countries available: Hong Kong

Account plans: current and savings accounts for personal users and businesses

ZA Bank cards
ZA Bank cards

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Why use a neobank?

Affordable fees and attractive pricing

Quick account setup and hassle-free onboarding

Intuitive design for easy navigation

Neobanks offer highly accessible, user-friendly mobile apps designed for a smooth, modern banking experience. Unlike traditional banks, which rely on complex processes and paperwork, neobanks provide a streamlined interface where users can manage finances, track transactions in real-time, and set up alerts with ease. This straightforward, app-based experience appeals to tech-savvy users and businesses alike, offering a practical solution for efficient financial management.

Advanced budgeting and financial tracking tools

Responsive support and community involvement

What Neobank: Your guide to modern banking.