Zen landing page
What is Zen about?
Zen is a digital bank based in Lithuania, operating across Europe. Zen offers both personal and business users multi-currency accounts, providing a flexible and efficient banking solution for managing finances in multiple currencies. The platform focuses on making international payments, currency conversions, and financial management seamless for users across the region.
Key Features
- Multi-Currency Accounts for Personal and Business Users
- Seamless Currency Conversions
- Cross-Border Payments
- Personal and Business Accounts
- Debit Cards
- Digital Banking Platform
Why choose Zen?
Zen offers a comprehensive digital banking solution for users across Europe, making it an excellent choice for anyone who needs to manage finances in multiple currencies. Whether you’re an individual with international spending needs or a business that requires seamless cross-border transactions, Zen provides a secure, user-friendly platform to handle all your financial activities.
Who is Zen for?
- Personal users
- Businesses
- Freelancers
- Startups
Where is Zen available?
Zen is currently available for residents in 30 countries:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
How is Zen different than my bank?
Zen provides 24/7 account access via its mobile app, enabling you to manage finances, make payments, check your balance, and freeze your card anytime. Real-time transaction notifications keep you in control of your spending.
Opening an account is quick and hassle-free—download the app, verify your identity, and get started within minutes. No credit check is required.
With low fees and no physical branches, Zen minimizes costs for ATM withdrawals, international transfers, and payments abroad. The app also keeps everything digital, offering convenience and eco-friendliness.
Founded: 2019
Headquarters: Vilnius, Lithuania
Users: unknown
Countries available: 30
Account plans: multi-currency accounts for personal users and businesses
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Why use a neobank?
Affordable fees and attractive pricing
With their digital-first approach and reduced operating costs, neobanks often offer highly competitive fees compared to traditional banks. Many neobanks minimize or eliminate fees for services like account maintenance and transactions, and some even provide enhanced interest rates on savings and loans. This cost-efficiency appeals to individuals and businesses focused on maximizing financial value without the typical expenses of traditional banking.
Quick account setup and hassle-free onboarding
Opening an account with a traditional bank is often a slow, paperwork-heavy process. Neobanks streamline this experience by using technology to offer a quick, fully online onboarding. Some even provide instant approval, allowing users to start banking within minutes. This efficiency and ease make neobanks an attractive option for people who want fast, paperless access to financial services.
Intuitive design for easy navigation
Advanced budgeting and financial tracking tools
Neobanks often come equipped with advanced financial tools built right into their apps, giving users insights into spending patterns, budgeting help, and real-time transaction categorization. For businesses, this translates into improved financial control and clear visibility over cash flow. With features like expense tracking and financial analysis, neobanks empower individuals and businesses to make informed, data-driven financial decisions, setting them apart with their strong focus on financial management.
Responsive support and community involvement
Neobanks focus on customer satisfaction with quick, accessible support through multiple channels like in-app chat, email, and even social media. Traditional banks can sometimes have slower, more bureaucratic service, but neobanks use technology to deliver faster, more tailored responses. Many also build a sense of community through online forums and events where users can exchange tips and insights, fostering a collaborative approach to banking.